Armed Forces Bank Achieves Financial Strength Recognition

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Modern bank lobby with military-themed design

News Summary

Armed Forces Bank has been recognized for its financial strength, securing the second place among large banks in Kansas City. With a robust loan-to-deposit ratio and high core-capital ratio, the bank is well-positioned in the financial sector. CEO Paul Holewinski highlights their commitment to safety and stability. Moreover, the bank has received multiple awards for its contributions to military families, demonstrating its dedication to community support and financial well-being.

Kansas City, Missouri – Armed Forces Bank Recognized for Financial Strength

Armed Forces Bank has secured the second place in financial strength ranking among large banks in the Kansas City area, according to recent findings from the Kansas City Business Journal. This ranking focuses on banks holding $1 billion or more in assets.

The bank, headquartered in Fort Leavenworth, Kansas, has demonstrated impressive financial health, shown through a loan-to-deposit ratio of 71.41% and a core-capital ratio of 14.26%, which is the highest among the top five banks listed in the ranking. Additionally, Armed Forces Bank boasts over $170 million in equity capital and has approximately 81.42% of its deposits insured by the Federal Deposit Insurance Corporation (FDIC).

CEO Paul Holewinski underscored the bank’s commitment to maintaining safety, stability, and a well-diversified deposit base, contributing to its recognition as a financially strong institution.

Ranking Methodology and Performance Metrics

The Kansas City Business Journal based its assessment on year-end FDIC data from 2024, evaluating banks with a presence in Kansas City. The ranking included the analysis of eight critical categories: problem-loan ratio, Texas ratio, core-capital ratio, loan-to-deposit ratio, estimated percentage of insured deposits, equity capital, income, and total loans and leases.

Award Recognition and Community Impact

In addition to its financial accolades, Armed Forces Bank has been awarded the title of “Distinguished Bank of the Year” by the U.S. Military for its significant contributions to the financial well-being of military families and veterans. The bank also received a “Community Impact Award” from Veterans Saves and the “Designation of Savings Excellence” from the Consumer Federation of America. This recognition places Armed Forces Bank among only four banks in the nation to achieve such a distinction, which it has successfully earned 10 times over the past 12 years.

Support for Military Families

Approximately 75% of Armed Forces Bank’s employees have military affiliations, aligning with the institution’s mission to serve military personnel and their families effectively. The bank’s total assets amount to $1.4 billion, making it a wholly-owned subsidiary of Dickinson Financial Corporation, a bank holding company with assets totaling $4.3 billion.

Network and Related Institutions

Armed Forces Bank operates alongside its sister institution, Academy Bank, which maintains over 70 branches across various states. The collaboration between these banks underscores their commitment to serving the financial needs of their respective communities and enhancing their overall reach in the banking sector.

With its range of financial services and a strong focus on community, particularly among military families, Armed Forces Bank continues to play a vital role in the Kansas City banking landscape.

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Armed Forces Bank Achieves Financial Strength Recognition

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